Behind on payments? You still have options.
Whether you want to stay in your home or sell it and walk away with equity, we’re here to help you make the right move for you.
You’re not alone — and this doesn’t have to be the end of the story.
Call or text - (435) 244-3210
You’re not alone — and this doesn’t have to be the end of the story.
If you’ve received a Notice of Default, are behind on your mortgage, or are in the early stages of foreclosure, we want you to know one thing: 👉You still have options.
Get in Touch...
The first step is to stop running away from the problem and take charge of your life
Learn about ALL your options...
Talk to a specialist about your unique situation and what you can realistically do to stop the foreclosure process.
Choose what is best for your family.
From all the options, YOU decide what works best for you and your family.
Understanding your Options is the first step.
Work out a payment plan
Your lender may be willing to temporarily adjust your payment schedule or add missed payments to the end of your loan. This can buy you time and reduce immediate pressure.
Refinance or Modify your Loan
If you qualify, refinancing or modifying your mortgage can lower your interest rate, extend your term, or reduce monthly payments—making your loan more manageable.
File for Foreclosure
While not for everyone, bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances—but it comes with serious credit implications and should be reviewed with a professional.
List for Max Value
While not for everyone, bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances—but it comes with serious credit implications and should be reviewed with a professional.
Sell your House Quickly
Selling your home before the bank takes it allows you to walk away with equity, avoid foreclosure on your record, and potentially start fresh with cash in hand.
And many more...
Every situation is different. Your income, equity, goals, and family circumstances all matter. The right path forward depends on you—we’re just here to help you explore all your options with clarity and confidence.
We’re not just here to buy your house—we’re here to serve.
We specialize in buying homes for cash and improving them for resale. Yes, that’s how we make money. But more importantly—it’s how we serve families and rebuild communities.
We’ll never pressure you to sell. We’ll simply:
Help you understand your situation
Walk you through all your possible paths forward
Give you a fair, fast cash offer if selling makes sense
Take Action Today!
Avoid foreclosure. Protect your credit. Secure your peace of mind.
Fill out the form below to schedule a free, no-obligation consultation. Taking the first step is the hardest part—but it changes everything.
We’ll listen.
We’ll explain.
You decide what’s next.
Remember, inaction is the only decision that guarantees foreclosure.
Let’s talk—confidentially, compassionately, and on your terms.
No pressure. No judgment. Just clarity.
Your information is 100% confidential. We’ll never share or sell your details.
Have any Questions?
No hesitation, we can help you with a free Consultation
Frequently Asked Questions
How long does foreclosure take in Utah?
Utah uses non-judicial foreclosure taking 120+ days from Notice of Default. You have until auction date to sell, but acting sooner gives more options.
Can I sell my house if I'm already in foreclosure?
Yes! You can sell until the auction gavel falls. Selling before auction protects your credit and may give you equity. We can close in 7-14 days to beat foreclosure timeline.
What's the difference between Notice of Default and Notice of Sale?
Notice of Default starts foreclosure (90 days to cure). Notice of Sale sets auction date (30 days notice). You have options during both periods.
Will foreclosure affect my credit if I sell now?
Selling before auction prevents foreclosure on your credit report. A short sale shows as "settled" - much better than foreclosure which stays 7 years.
What if I owe more than my house is worth?
We can pursue short sale with lender approval, deed-in-lieu, or bankruptcy consultation. Don't assume foreclosure is your only option.
Can foreclosure be stopped once it starts?
Yes! Loan modification, repayment plan, short sale, bankruptcy filing, or selling for cash can all stop foreclosure if done before auction.
Do I have to move immediately after selling to avoid foreclosure?
No. We offer flexible closing dates and post-closing occupancy agreements. You can stay 30-60 days after closing if needed.
What happens if foreclosure goes to auction?
Property sells to highest bidder. Any excess after mortgage payoff goes to you. Deficiency balance may still be owed. Credit severely damaged for 7 years.
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